HELOC is a Home Equity Line of Credit and is designed to allow homeowners to borrow against the equity in their home,
with the home serving as collateral for the loan. A HELOC is considered a Second Mortgage and functions as a personal line of credit
allowing the borrower to access funds on an as needed basis.

HELOC Highlights:                                                                                                                                                                                                                                                                              Sample Image

$1,000,000 Maximum Loan Amount

Borrow up to 90% Of The Home’s Value

10-Year Interest Only Draw Period

20-Year Fully Amortizing Repayment Period

660 FICO Required



HELOAN is a Home Equity Loan and is designed to allow homeowners to borrow a fixed amount against the equity in their home.
Unlike a HELOC, where funds can be drawn down as needed, HELOAN funds are delivered in full to the homeowner at loan closing.

HELOAN Highlights:

$1,000,000 Maximum Loan Amount

Borrow Up To 95% Of The Home’s Value

Fixed Rate terms of 5, 10,15,20,25, and 30 Years

620 FICO Required