DSCR- "DEBT SERVICE COVERAGE RATIO"Sample Image
Debt Service Coverage Ratio” loan type method is typically more common within commercial / investment type
property loans and ultimately relies heavily on “stable” rental income derived from income properties. 

Highlights:                                                                                                                                                                                                

DSCR loans do not require tax or personal income documents, rather they are strictly based on rental property cash flow                       
Flexible qualification guidelines - as long as there is proven viable income                                                                                                           
Minimum DTI or DSCR = 1% 
LTV depends on DSCR greater than 1%